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Business Payment Solution
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  • In Person Payments
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  • Online Ordering
  • Merchant Cash Advance
  • Register by Elavon
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ePay Cash Advance Powered By 365 Business Funding

Merchant Cash Advance, how it works:

  • Raise between £5,000 and £200,000 in unsecured finance for your business today, with a business cash advance. 


  • Repayments are simple, as they mirror a small percentage of your monthly credit and debit card sales.


  • You only repay us when your customers pay you - so when sales are down, repayments are lower.

Get a quote

What is a Merchant Cash Advance?

A Merchant Cash Advance, also known as a Business Cash Advance, is an unsecured business finance solution that allows business owners to quickly raise £5,000 to £200,000 in funding.

  • Unlike a traditional bank loan, there are no interest rates or fixed monthly payments
  • Repayments are taken from a small percentage of your future debit and credit card payments. 
  • Repayments mirror the ups and downs of your business, easing financial stress - when you have a quiet period, you simply repay less, and when business picks up, you repay more.

  • Ideal for businesses that process payments through a card machine (PDQ) and/or online payment system
  • A merchant cash advance is a fast and flexible way to raise capital for your business.

Apply in minutes

Get your cash advance in days

Get your cash advance in days

No security or business plans needed. Use future credit and debit card sales to raise a business cash advance today. 

Get your cash advance in days

Get your cash advance in days

Get your cash advance in days

Advances between £5,000 - £200,000. Receive a lump sum directly into your bank account within 48hrs.

Watch your business grow

Get your cash advance in days

Watch your business grow

 Repay a small portion of your monthly credit/debit card transactions. No minimum monthly repayments to be met.

Frequently Asked Questions

Please reach us at mail@savewithepay.com if you cannot find an answer to your question.

We understand that as business owners and entrepreneurs, your time is important and you need quick answers so that you can focus on your core business.

That’s why we've designed our cash advance funding process to be fast, simple and hassle-free. We don’t require business plans or security for our alternative cash finance, and your advance will be approved in under 24 hours. The processing of the repayments happens automatically so there is no disruption to your business.

Best of all, it’s a cash flow friendly solution for your business designed to match your business performance, so you pay us back when you sell to your customers.


Unlike regular bank loans, there are no fixed weekly or monthly repayments on a merchant cash advance. You simply pay back a small percentage of your credit and debit card sales, which means that you only pay back when you sell to your customers.

So when sales are down, the repayment amount is also low which helps you manage your cash flow, especially during quiet months. Instead of charging you interest on the advance based on the length of time it is outstanding, there is a single, all-inclusive cost added to the advance, so there are no APR’s or late fees.

Best of all, the application process is much simpler than for a regular bank loan, and your advance will be approved in 24 hours and you can have the funds in your bank account within days.


  • You have been in business for at least 12 months
  • Your average credit and/or debit cards sales during this period are at least £5,000 per month.

Alternatively you can email us on mail@savewithepay.com call 01244 955444 to speak with one of our representatives.


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